By clicking “I Accept” below, you confirm that you are legally resident in Hong Kong Special Administrative Region of People’s Republic of China (“Hong Kong”) at the time this website (“Website”) is accessed. The Bank of East Asia, Limited (“BEA”) does not accept any responsibility whatsoever for the distribution of the information and material available to individuals or entities which provide false certification regarding their country of legal residence/location. By clicking “I Accept” below and accessing the information and material available on this Website, you accept these “Disclaimers, the Terms of Use and Privacy Policy” set out below.

The contents of this Website cannot be made available to US residents. The materials and products described in this Website are not being, or intended to be, offered or targeted to US persons or to US residents, and access by them is not permitted.

Disclaimers, Terms of Use and Privacy Policy

Disclaimers

This Website is produced by BEA. BEA is an entity licensed with the Securities and Futures Commission (“SFC”) in Hong Kong for dealing in securities and advising on securities under the Securities and Futures Ordinance (CAP.571 of The Laws of Hong Kong) and takes the sole responsibility for the contents of this Website. The contents of this Website have not been reviewed by any regulatory authority in Hong Kong.

No investment advice

The materials and information made available on this Website are provided for information purposes only and does not constitute or form part of any offer, invitation, inducement, advice, recommendation or solicitation to subscribe for or to acquire any of the structured products (“Structured Products”) described in this Website. Nothing contained herein shall form the basis of any contract or commitment whatsoever. The materials on this Website do not take into account the particular needs of any specific user. Neither BEA nor any of its affiliates assumes any fiduciary responsibility or liability with respect to the use of this Website by any person. You should make your own appraisal of the Structured Products prior to any investment.

Risks relating to Structured Products

The Structured Products are non-collateralised products. If the issuer is insolvent or defaults on its obligations, investors may not be able to recover all or even part of the amount due. The Structured Products constitute the general unsecured contractual obligations of the issuer and of no other person. The price of the Structured Products may fall in value as rapidly as it may rise and holders may sustain a total loss of their investment. Callable bull/bear contracts have a mandatory call feature and may be terminated early. In such case, (i) an investor of category N callable bull/bear contracts will not receive any cash payment and (ii) the residual value for category R callable bull/bear contracts may be zero.Inline warrants are newly introduced to the market and there are no similar products currently listed on the Exchange for comparison.

Inline warrants carry exotic features, and their terms and pricing may be more complicated than standard derivative warrants. Maximum potential payoff is fixed and capped. Price movement of the inline warrants may be opposite to the price movement of the underlying asset.

Past performance information included in this Website is not indicative of future results. There can be no assurance that a trading market will develop in a Structured Product even if it is listed on The Stock Exchange of Hong Kong Limited (the “Exchange”). The issuer or its appointed liquidity provider may be the only market participant quoting prices on the Exchange and the secondary market for the Structured Products may be limited.

In respect of each issue of the Structured Products, you should carefully review and understand the full details of the Structured Products and information about the issuer, as set out in the relevant offering documents or listing documents. You should ensure that you understand the nature and risks of the Structured Products and make your own risk assessment involved in investing in the Structured Products. Where necessary, you should consult your own legal, financial, tax, accounting and other professional advisors to ensure that any decision to invest in the Structured Products is suitable with regard to your specific circumstances and financial position.

Members of The Bank of East Asia, Limited and its group, their affiliates (together, the “Group”), directors and employees may from time to time take proprietary positions and may have long or short positions or other interests in the Structured Products (or the underlying securities) and may purchase and/or sell the Structured Products (or the underlying securities) at any time in the open market or otherwise, in each case whether as principal, agent or market maker. While the Group has policies and procedures designed to manage the risks of their respective officers and employees being influenced by any conflicting interest or duty or any confidential information being disclosed improperly, we may be involved in other financial, investment and professional activities which may on occasion give rise to interests, or a conflict of interests, in respect of the securities which are referred to in this Website.

Terms of Use

Copyright / trademarks

All copyrights on this Website are reserved. Copyrights in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, are owned by BEA, the relevant service provider providing the information or the relevant third party, as the case may be. The use of any trademarks and logos displayed on this Website is strictly prohibited without the prior written permission from BEA and/or the relevant third party.

Use confined to Hong Kong residents only

This Website is only directed at, and intended for, residents of Hong Kong only. It is not intended for distribution to, or use by, any person or entity in any jurisdiction or country outside Hong Kong where such distribution or use would be contrary to the applicable local law. BEA disclaims all responsibility if you download any information from this Website in breach of any law of the country in which you are residing. Some products and services may not be available in all jurisdictions or countries or to all persons.

The offering, sale and distribution of Structured Products are restricted by law in certain jurisdictions. Certain Structured Products may also be subject to specific selling restrictions as set out in the relevant offering documents.

Use of the Internet

Visitors and users of this Website should note that there are risks associated with the use over the Internet and/or email, including but not limited to, the risk that information contained within an e-mail communication and any attachment thereto, including potentially confidential information, may be intercepted, lost, destroyed or delayed in transmission. BEA makes no representation regarding the safety of this Website from this risk or any other risks including, without limitation, viruses, worms or other harmful elements, nor is BEA liable, even in the event of negligence, for any damages whether direct, indirect, consequential or otherwise as a result of, or in connection with, any access to or use of this service or in respect of any information contained hereon. We disclaim any liability for any tampering with your computer system by unauthorized parties. We expressly remind you of the risk of viruses, and the possibility of attacks by hackers.

Use of Links

This Website may contain hyperlinks to websites controlled or offered by third parties. BEA has no control over the contents of these websites, and BEA makes no representation as to whether the contents have been developed, checked for accuracy, or otherwise reviewed by BEA or its affiliates. BEA or its affiliates is/are not responsible for any damages or losses caused by any delays, defects, errors or omissions that may exist in the services, information or to the content provided in such websites, whether actual, alleged, consequential or punitive. BEA does not endorse or recommend any products or services offered on these third-party websites. You are advised to make your own enquiries in relation to the content provided in such websites.

Without prejudice to the generality of the foregoing and the maximum extent permitted by laws in Hong Kong, we will not be liable to anyone for any interruption, inaccuracy, error or omission, regardless of cause, in the information on the third party websites or for any kind of damages arising in connection therewith.

The third party websites may have different privacy policy from our privacy policy and may provide less security than this Website. Please review the relevant disclaimers, terms of use and privacy policy that those third party websites may contain.

This Website may include links to the websites of affiliates of BEA for your convenience. The information and materials contained therein do not form part of this Website and you will be subject to the terms and conditions governing the use of any such website. You should consult and carefully read the terms and conditions applicable to materials posted on such other website.

Limitation of Liability

BEA is not liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this Website, any hyperlinked site or your inability to use thereof, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure.

No verification

The information on this Website, including but not limited to any opinions and assessments, may be varied at any time without notice. We are under no obligation to update or keep current the contents of this Website.

We have taken reasonable care to correctly extract all information provided by third parties. However, we have not taken any steps to verify such information. To the maximum extent permitted by law, we do not make any representation as to the truth, accuracy, completeness, adequacy or reasonableness of any information appearing in this Website. We do not accept any liability for any loss or damage arising out of the use of such information. We acknowledge that certain liabilities cannot be disclaimed under law and this paragraph does not constitute a waiver or limitation of any such liabilities.

All opinions and estimates included in this Website (if any) constitute our judgment as of the date indicated based on information that is available to us and that we are aware of, and are subject to change or withdrawal without notice. There can be no assurance that future results or events will be consistent with any such opinions and estimates. Unless otherwise stated, any pricing information in this Website is indicative only, is subject to change and is not an offer to deal.

Any indicative pricing levels, disclosure materials, valuations and other analysis published on this Website have been prepared based on assumptions and parameters that reflect good faith determinations. The assumptions and parameters used are not the only ones which could have been reasonably selected, and accordingly, no guarantee is given in respect of the accuracy, reasonableness or completeness of such quotations, disclosure or analysis. No representation or warranty is made that any indicative return or performance will be achieve in the future.

Language

If there is any inconsistency between the English version of these “Disclaimers, Terms of Use and Privacy Policy” and the Chinese translation, the English version of these “Disclaimers, Terms of Use and Privacy Policy” will prevail.

Severability and Changes

If any provision of these “Disclaimers, Terms of Use and Privacy Policy” is or becomes illegal, invalid or unenforceable in any respect under any applicable laws, the validity, legality and enforceability of the remaining provisions shall not in any way be impaired or affected.

BEA reserves the right to partly or completely change this Website at any time and to restrict, interrupt or terminate its service. BEA also reserves the right to modify or amend these “Disclaimers, Terms of Use and Privacy Policy” at any time without prior notice by posting the updated terms on this Website.

Governing Law and Jurisdiction

These “Disclaimers, Terms of Use and Privacy Policy” are governed by and shall be construed in accordance with the laws of Hong Kong. All disputes arising from or in connection with this Website or these “Disclaimers, Terms of Use and Privacy Policy” are subject to the exclusive jurisdiction of the courts of Hong Kong. By clicking “I accept” below, you agree to submit to the jurisdiction of the courts of Hong Kong in respect of any matters or disputes arising under this Website.

Privacy Policy

Any personal information supplied by you through this Website will be kept strictly confidential, save as expressly provided otherwise, and will only be used in ways which you have consented to.

BEA is the owner of the personal information collected on this Website. By clicking “I Accept” below, you are deemed to have read, understood and consented to BEA’s Privacy Policy Statement, which is available at http://www.hkbea.com/pdf/en/hkbea-privacy-policy.pdf and may be updated from time to time. The Privacy Policy Statement includes important details about the collection, handling and use of your personal data and other information.

BEA intends to protect the quality and integrity of your personal data. BEA employs appropriate security methods and technologies to maintain information collected, prevent unauthorized access and ensure use of information in accordance with BEA’s Privacy Policy Statement.

Your use of this Website is subject to these “Disclaimers, Terms of Use and Privacy Policy” (collectively the “Terms and Conditions of Use”). By clicking “I Accept” below, you accept and agree to be bound by these “Disclaimers, Terms of Use and Privacy Policy”.